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savings: how much is enough?

median cash savings by age, from the federal reserve's figures.

the typical american has $2,600 in cash at 21–24 and $6,900 at 30–35. medians, not averages, because a few big balances pull the average up.

by age

the median, the top quarter and how many have nothing.

by amount

is $1,000 a lot? $10,000? $100,000? ranked at every age.

other guides

questions people ask

How much should I have saved by 30?
The median American aged 30–35 has about $6,900 in cash savings.
How much do teenagers have saved?
The median American aged 13–15 has about $210 and aged 16–17 about $520.
Does this include retirement accounts?
No. These are cash balances in checking, savings and money-market accounts.

that's one number. behind scores eight.

money, looks, height, popularity, screen time and more, each ranked against everyone born your year in the country you grew up in. one card, about two minutes.

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