how much should i have saved at 15?
the median, not the average. and where you rank.
$210
the typical american aged 13–15 has about $210 in cash savings: half have more, half have less. about 18% have nothing saved at all, and the top quarter has more than $660.
the average is pulled far higher by a few big balances, which is why it's the wrong number to compare yourself to. the same numbers apply at every age from 13 to 15: the curve covers the whole band.
where do you land?
cash in checking, savings and money-market accounts. not retirement accounts, not what you owe. nothing you type leaves this page.
how many have more than $X at 13–15?
| balance | americans aged 13–15 |
|---|---|
| $1,000 | 16% have more |
| $2,000 | 7% have more |
| $5,000 | 2% have more |
| $10,000 | 0.50% have more |
| $20,000 | 0.21% have more |
| $50,000 | 0.011% have more |
| $100,000 | 0.0014% have more |
savings by age
| age | bottom quarter | median | top quarter | top 10% |
|---|---|---|---|---|
| 13–15 | $40 | $210 | $660 | $1,700 |
| 16–17 | $140 | $520 | $1,600 | $4,200 |
| 18–20 | $280 | $1,100 | $3,900 | $9,400 |
| 21–24 | $720 | $2,600 | $7,900 | $21,300 |
| 25–29 | $1,300 | $4,400 | $14,200 | $35,400 |
| 30–35 | $2,100 | $6,900 | $20,900 | $48,900 |
how this is worked out
United States, ages 13-15: zero mass 0.18, then lognormal median $300, σ 1.4 (B67), matching Ipsos's 13-17 savings balances; breakpoints are the world curve's own (every wheel edge). A modelled curve anchored to published US figures, not a fit to microdata;
questions people ask
- How much money does the average 15 year old have saved?
- The median American aged 13–15 has about $210 in cash savings; about 18% have none.
- How much savings is top 25% at 15?
- $660 is roughly the top quarter for ages 13–15; the top 10% start near $1,700.
- Is it normal to have no savings at 15?
- About 18% of Americans aged 13–15 have no cash saved, according to the curve built from Federal Reserve and survey figures.
that's one number. behind scores eight.
money, looks, height, popularity, screen time and more, each ranked against everyone born your year in the country you grew up in. one card, about two minutes.
see your card on the app store