savings by age
what the typical american has saved at every age from 18 to 35.
the typical american has about $1,100 saved at 18–20, $2,600 at 21–24, $4,400 at 25–29 and $6,900 at 30–35. these are medians: half of people your age have more, half have less.
| age | bottom quarter | median | top quarter | top 10% |
|---|---|---|---|---|
| 18–20 | $280 | $1,100 | $3,900 | $9,400 |
| 21–24 | $720 | $2,600 | $7,900 | $21,300 |
| 25–29 | $1,300 | $4,400 | $14,200 | $35,400 |
| 30–35 | $2,100 | $6,900 | $20,900 | $48,900 |
where do you land?
cash in checking, savings and money-market accounts. not retirement accounts, not what you owe. nothing you type leaves this page.
how this is worked out
cash savings by age band, modelled from the federal reserve's published figures. A modelled curve anchored to published US figures, not a fit to microdata;
- Survey of Consumer Finances 2022 · Federal Reserve Board, 2023
- Economic Well-Being of U.S. Households (SHED) 2023 · Federal Reserve Board, 2024
that's one number. behind scores eight.
money, looks, height, popularity, screen time and more, each ranked against everyone born your year in the country you grew up in. one card, about two minutes.
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